SCHG vs VUG: which ETF is better?
Schwab U.S. Large-Cap Growth ETF (SCHG) and Vanguard Morningstar Growth ETF (VUG) compared on fees, holdings overlap, dividend yield, returns and risk, using the latest data.
- SCHG and VUG have very high overlap: 79% of each fund by weight sits in the same holdings.
- VUG is cheaper at 0.03% a year against 0.04% for SCHG, about $1 less in fees per $10,000 invested each year.
- Over the last 10 years, SCHG returned an average of 18.2% a year against 17.4% for VUG, with dividends reinvested.
- Overlap by weight
- 79.4%
- Shared holdings
- 88
| SCHG | VUG | |
|---|---|---|
| Name | Schwab U.S. Large-Cap Growth ETF | Vanguard Morningstar Growth ETF |
| Issuer | Schwab | Vanguard |
| Listed on | NYSE Arca · USD | NYSE Arca · USD |
| Expense ratio | 0.04% | 0.03% |
| Assets (AUM) | $59.7B | $233B |
| Launched | Dec 11, 2009 | Jan 26, 2004 |
| Holdings | 185 | 134 |
| Dividend yield (12m) | 0.42% · quarterly | 0.42% · quarterly |
| Asset class | Equity | Large Cap Equity |
| Annualised return | SCHG | VUG |
|---|---|---|
| 1 year | +2.6% | +1.9% |
| 3 years | +21.3% | +21.1% |
| 5 years | +10.4% | +9.5% |
| 10 years | +18.2% | +17.4% |
| Volatility | 19.6% | 19.9% |
| Max drawdown | -34.5% | -35.6% |
Volatility is the annualised standard deviation of daily returns over 3 years. Max drawdown is the largest fall from a peak over the last 10 years, or since launch.
| Holding | SCHG | VUG |
|---|---|---|
| AAPLAPPLE | 12.61% | 12.50% |
| NVDANVIDIA | 11.03% | 13.48% |
| MSFTMICROSOFT | 9.99% | 9.74% |
| AMZNAMAZON COM INC | 6.41% | 4.26% |
| GOOGLALPHABET CLASS A | 4.16% | 5.16% |
| METAMETA PLATFORMS CLASS A | 3.89% | 4.23% |
| AVGOBROADCOM INC | 3.81% | 4.34% |
| GOOGALPHABET CLASS C | 3.36% | 4.09% |
| TSLATESLA INC | 2.82% | 2.65% |
| LLYELI LILLY | 3.18% | 2.60% |
Pull each fund's details, full price history and holdings into Google Sheets or Excel, so your comparison updates itself.
=SF("SCHG","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("SCHG","2016-10-01",TODAY(),"dailyAdj")=SF("VUG","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VUG","2016-10-01",TODAY(),"dailyAdj")Prices to Nov 6, 2026; holdings last checked Nov 6, 2026. Returns are in each fund's trading currency (USD). Past performance doesn't predict future returns. For information only, not investment advice.
More comparisons
SCHG vs VUG: frequently asked questions
How much do SCHG and VUG overlap?
79.4% by weight. They share 88 holdings, and that share of each fund is invested in exactly the same positions. That's very high, so holding both adds little diversification.
Is SCHG or VUG cheaper?
VUG is cheaper. SCHG's expense ratio is 0.04% a year and VUG's is 0.03%, so on $10,000 you'd pay about $4 and $3 a year.
Which has performed better, SCHG or VUG?
Over the last 10 years, SCHG has. SCHG returned 18.2% and VUG 17.4% a year on average, including reinvested dividends, as of Nov 6, 2026. Past returns don't predict future ones.
Which pays a higher dividend, SCHG or VUG?
Neither: they yield the same. Over the last 12 months SCHG yielded 0.42%, paid quarterly, and VUG 0.42%, paid quarterly.
Should I hold both SCHG and VUG?
Holding both mostly doubles up on the same stocks, since 79% of each fund is in the same positions. Most investors pick one, often the cheaper one. This is general information, not advice.
Build your own fund comparison that updates itself
SheetsFinance pulls prices, dividends, ETF holdings and fund details for 80,000+ assets straight into Google Sheets and Excel.