VTI vs VOO: which ETF is better?
Vanguard Morningstar Total Stock Market ETF (VTI) and Vanguard S&P 500 ETF (VOO) compared on fees, holdings overlap, dividend yield, returns and risk, using the latest data.
- VTI and VOO have very high overlap: 89% of each fund by weight sits in the same holdings.
- Both charge the same expense ratio, 0.03% a year.
- Over the last 10 years, VOO returned an average of 15.3% a year against 14.8% for VTI, with dividends reinvested.
- VTI is more diversified, with 3,469 holdings against 503 in VOO.
- Overlap by weight
- 89.0%
- Shared holdings
- 501
| VTI | VOO | |
|---|---|---|
| Name | Vanguard Morningstar Total Stock Market ETF | Vanguard S&P 500 ETF |
| Issuer | Vanguard | Vanguard |
| Listed on | NYSE Arca · USD | NYSE Arca · USD |
| Expense ratio | 0.03% | 0.03% |
| Assets (AUM) | $689B | $1.0T |
| Launched | May 24, 2001 | Sep 7, 2010 |
| Holdings | 3,469 | 503 |
| Dividend yield (12m) | 1.09% · quarterly | 1.10% · quarterly |
| Asset class | Large Cap Equity | Large Cap Equity |
| Annualised return | VTI | VOO |
|---|---|---|
| 1 year | +11.1% | +11.0% |
| 3 years | +20.4% | +20.6% |
| 5 years | +9.9% | +11.0% |
| 10 years | +14.8% | +15.3% |
| Volatility | 15.5% | 15.0% |
| Max drawdown | -35.0% | -34.0% |
Volatility is the annualised standard deviation of daily returns over 3 years. Max drawdown is the largest fall from a peak over the last 10 years, or since launch.
| Holding | VTI | VOO |
|---|---|---|
| NVDANVIDIA Corp | 7.13% | 8.39% |
| AAPLApple Inc | 6.63% | 7.38% |
| MSFTMicrosoft Corp | 5.19% | 5.78% |
| AMZNAmazon.com Inc | 3.30% | 3.71% |
| GOOGLAlphabet Inc | 2.76% | 3.07% |
| AVGOBroadcom Inc | 2.28% | 2.54% |
| METAMeta Platforms Inc | 2.18% | 2.43% |
| GOOGAlphabet Inc | 2.18% | 2.45% |
| MUMicron Technology Inc | 1.64% | 1.83% |
| TSLATesla Inc | 1.36% | 1.52% |
Pull each fund's details, full price history and holdings into Google Sheets or Excel, so your comparison updates itself.
=SF("VTI","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VTI","2016-10-01",TODAY(),"dailyAdj")=SF("VOO","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VOO","2016-10-01",TODAY(),"dailyAdj")Prices to Nov 6, 2026; holdings last checked Nov 6, 2026. Returns are in each fund's trading currency (USD). Past performance doesn't predict future returns. For information only, not investment advice.
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VTI vs VOO: frequently asked questions
How much do VTI and VOO overlap?
89.0% by weight. They share 501 holdings, and that share of each fund is invested in exactly the same positions. That's very high, so holding both adds little diversification.
Is VTI or VOO cheaper?
They cost the same: both have an expense ratio of 0.03% a year.
Which has performed better, VTI or VOO?
Over the last 10 years, VOO has. VTI returned 14.8% and VOO 15.3% a year on average, including reinvested dividends, as of Nov 6, 2026. Past returns don't predict future ones.
Which pays a higher dividend, VTI or VOO?
VOO does. Over the last 12 months VTI yielded 1.09%, paid quarterly, and VOO 1.10%, paid quarterly.
Should I hold both VTI and VOO?
Holding both mostly doubles up on the same stocks, since 89% of each fund is in the same positions. Most investors pick one, often the cheaper one. This is general information, not advice.
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