VT vs VTI: which ETF is better?
Vanguard Total World Stock ETF (VT) and Vanguard Morningstar Total Stock Market ETF (VTI) compared on fees, holdings overlap, dividend yield, returns and risk, using the latest data.
- VT and VTI have high overlap: 61% of each fund by weight sits in the same holdings.
- VTI is cheaper at 0.03% a year against 0.06% for VT, about $3 less in fees per $10,000 invested each year.
- Over the last 10 years, VTI returned an average of 14.8% a year against 12.3% for VT, with dividends reinvested.
- VT is more diversified, with 9,633 holdings against 3,469 in VTI.
- VT pays more income, yielding 1.59% over the last 12 months against 1.09% for VTI.
- Overlap by weight
- 60.9%
- Shared holdings
- 1,489
| VT | VTI | |
|---|---|---|
| Name | Vanguard Total World Stock ETF | Vanguard Morningstar Total Stock Market ETF |
| Issuer | Vanguard | Vanguard |
| Listed on | NYSE Arca · USD | NYSE Arca · USD |
| Expense ratio | 0.06% | 0.03% |
| Assets (AUM) | $81.8B | $689B |
| Launched | Jun 24, 2008 | May 24, 2001 |
| Holdings | 9,633 | 3,469 |
| Dividend yield (12m) | 1.59% · quarterly | 1.09% · quarterly |
| Asset class | Global Equity | Large Cap Equity |
| Annualised return | VT | VTI |
|---|---|---|
| 1 year | +11.4% | +11.1% |
| 3 years | +19.4% | +20.4% |
| 5 years | +9.0% | +9.9% |
| 10 years | +12.3% | +14.8% |
| Volatility | 14.6% | 15.5% |
| Max drawdown | -34.2% | -35.0% |
Volatility is the annualised standard deviation of daily returns over 3 years. Max drawdown is the largest fall from a peak over the last 10 years, or since launch.
| Holding | VT | VTI |
|---|---|---|
| NVDANVIDIA Corp | 4.52% | 7.13% |
| AAPLApple Inc | 4.08% | 6.63% |
| MSFTMicrosoft Corp | 3.23% | 5.19% |
| AMZNAmazon.com Inc | 2.05% | 3.30% |
| GOOGLAlphabet Inc | 1.72% | 2.76% |
| AVGOBroadcom Inc | 1.39% | 2.28% |
| METAMeta Platforms Inc | 1.35% | 2.18% |
| GOOGAlphabet Inc | 1.35% | 2.18% |
| MUMicron Technology Inc | 1.02% | 1.64% |
| TSLATesla Inc | 0.88% | 1.36% |
Pull each fund's details, full price history and holdings into Google Sheets or Excel, so your comparison updates itself.
=SF("VT","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VT","2016-10-01",TODAY(),"dailyAdj")=SF("VTI","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VTI","2016-10-01",TODAY(),"dailyAdj")Prices to Nov 6, 2026; holdings last checked Nov 6, 2026. Returns are in each fund's trading currency (USD). Past performance doesn't predict future returns. For information only, not investment advice.
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VT vs VTI: frequently asked questions
How much do VT and VTI overlap?
60.9% by weight. They share 1,489 holdings, and that share of each fund is invested in exactly the same positions. They share a large core but each adds something the other doesn't.
Is VT or VTI cheaper?
VTI is cheaper. VT's expense ratio is 0.06% a year and VTI's is 0.03%, so on $10,000 you'd pay about $6 and $3 a year.
Which has performed better, VT or VTI?
Over the last 10 years, VTI has. VT returned 12.3% and VTI 14.8% a year on average, including reinvested dividends, as of Nov 6, 2026. Past returns don't predict future ones.
Which pays a higher dividend, VT or VTI?
VT does. Over the last 12 months VT yielded 1.59%, paid quarterly, and VTI 1.09%, paid quarterly.
Should I hold both VT and VTI?
They overlap by 61%, so holding both does spread your money more widely than either alone. Whether that suits you depends on the mix you want. This is general information, not advice.
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