XLK vs VGT: which ETF is better?
State Street Technology Select Sector SPDR ETF (XLK) and Vanguard Information Technology ETF (VGT) compared on fees, holdings overlap, dividend yield, returns and risk, using the latest data.
- XLK and VGT have very high overlap: 84% of each fund by weight sits in the same holdings.
- XLK is cheaper at 0.08% a year against 0.09% for VGT, about $1 less in fees per $10,000 invested each year.
- Over the last 10 years, VGT returned an average of 23.3% a year against 23.0% for XLK, with dividends reinvested.
- VGT is more diversified, with 318 holdings against 76 in XLK.
- Overlap by weight
- 84.4%
- Shared holdings
- 76
| XLK | VGT | |
|---|---|---|
| Name | State Street Technology Select Sector SPDR ETF | Vanguard Information Technology ETF |
| Issuer | SPDR | Vanguard |
| Listed on | NYSE Arca · USD | NYSE Arca · USD |
| Expense ratio | 0.08% | 0.09% |
| Assets (AUM) | $108B | $155B |
| Launched | Dec 16, 1998 | Jan 26, 2004 |
| Holdings | 76 | 318 |
| Dividend yield (12m) | 0.51% · quarterly | 0.44% · quarterly |
| Asset class | Equity | Sector Equity |
| Annualised return | XLK | VGT |
|---|---|---|
| 1 year | +14.5% | +14.4% |
| 3 years | +24.8% | +27.1% |
| 5 years | +15.4% | +14.9% |
| 10 years | +23.0% | +23.3% |
| Volatility | 25.9% | 25.2% |
| Max drawdown | -33.6% | -35.1% |
Volatility is the annualised standard deviation of daily returns over 3 years. Max drawdown is the largest fall from a peak over the last 10 years, or since launch.
| Holding | XLK | VGT |
|---|---|---|
| AAPLAPPLE INC | 16.87% | 15.91% |
| NVDANVIDIA CORP | 14.76% | 17.58% |
| MSFTMICROSOFT CORP | 13.37% | 11.16% |
| AVGOBROADCOM INC | 4.66% | 4.11% |
| AMDADVANCED MICRO DEVICES | 4.01% | 3.67% |
| MUMICRON TECHNOLOGY INC | 3.30% | 4.45% |
| INTCINTEL CORP | 1.77% | 1.98% |
| CSCOCISCO SYSTEMS INC | 2.57% | 1.60% |
| LRCXLAM RESEARCH CORP | 1.58% | 1.55% |
| PLTRPALANTIR TECHNOLOGIES INC A | 2.43% | 1.55% |
Pull each fund's details, full price history and holdings into Google Sheets or Excel, so your comparison updates itself.
=SF("XLK","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("XLK","2016-10-01",TODAY(),"dailyAdj")=SF("VGT","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VGT","2016-10-01",TODAY(),"dailyAdj")Prices to Nov 6, 2026; holdings last checked Nov 6, 2026. Returns are in each fund's trading currency (USD). Past performance doesn't predict future returns. For information only, not investment advice.
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XLK vs VGT: frequently asked questions
How much do XLK and VGT overlap?
84.4% by weight. They share 76 holdings, and that share of each fund is invested in exactly the same positions. That's very high, so holding both adds little diversification.
Is XLK or VGT cheaper?
XLK is cheaper. XLK's expense ratio is 0.08% a year and VGT's is 0.09%, so on $10,000 you'd pay about $8 and $9 a year.
Which has performed better, XLK or VGT?
Over the last 10 years, VGT has. XLK returned 23.0% and VGT 23.3% a year on average, including reinvested dividends, as of Nov 6, 2026. Past returns don't predict future ones.
Which pays a higher dividend, XLK or VGT?
XLK does. Over the last 12 months XLK yielded 0.51%, paid quarterly, and VGT 0.44%, paid quarterly.
Should I hold both XLK and VGT?
Holding both mostly doubles up on the same stocks, since 84% of each fund is in the same positions. Most investors pick one, often the cheaper one. This is general information, not advice.
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