VUSA vs VUAG: which ETF is better?
Vanguard S&P 500 UCITS ETF (USD) Distributing (VUSA) and Vanguard S&P 500 UCITS ETF (USD) Accumulating (VUAG) compared on fees, holdings overlap, dividend yield, returns and risk, using the latest data.
- VUSA and VUAG have very high overlap: 100% of each fund by weight sits in the same holdings.
- Both charge the same expense ratio, 0.07% a year.
- Over the last 5 years, VUAG returned an average of 11.1% a year against 11.0% for VUSA, with dividends reinvested.
- VUSA pays more income, yielding 0.90% over the last 12 months against 0.00% for VUAG.
- Overlap by weight
- 100.0%
- Shared holdings
- 504
| VUSA | VUAG | |
|---|---|---|
| Name | Vanguard S&P 500 UCITS ETF (USD) Distributing | Vanguard S&P 500 UCITS ETF (USD) Accumulating |
| Issuer | Vanguard | Vanguard |
| Listed on | London Stock Exchange · GBP | London Stock Exchange · GBP |
| Expense ratio | 0.07% | 0.07% |
| Assets (AUM) | £66.7B | £66.7B |
| Launched | May 22, 2012 | May 14, 2019 |
| Holdings | 504 | 504 |
| Dividend yield (12m) | 0.90% · quarterly | 0.00% · quarterly |
| Asset class | Equity | Equity |
| Annualised return | VUSA | VUAG |
|---|---|---|
| 1 year | +9.3% | +9.3% |
| 3 years | +17.6% | +17.6% |
| 5 years | +11.0% | +11.1% |
| 10 years | +14.3% | — |
| Volatility | 13.1% | 13.1% |
| Max drawdown | -25.5% | -25.6% |
Volatility is the annualised standard deviation of daily returns over 3 years. Max drawdown is the largest fall from a peak over the last 10 years, or since launch.
| Holding | VUSA | VUAG |
|---|---|---|
| NVDANVIDIA Corp | 8.39% | 8.39% |
| AAPLApple Inc | 7.38% | 7.38% |
| MSFTMicrosoft Corp | 5.78% | 5.78% |
| AMZNAmazon.com Inc | 3.71% | 3.71% |
| GOOGLAlphabet Inc | 3.07% | 3.07% |
| AVGOBroadcom Inc | 2.54% | 2.54% |
| GOOGAlphabet Inc | 2.46% | 2.46% |
| METAMeta Platforms Inc | 2.43% | 2.43% |
| MUMicron Technology Inc | 1.83% | 1.83% |
| TSLATesla Inc | 1.52% | 1.52% |
Pull each fund's details, full price history and holdings into Google Sheets or Excel, so your comparison updates itself.
=SF("VUSA.L","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VUSA.L","2019-05-01",TODAY(),"dailyAdj")=SF("VUAG.L","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VUAG.L","2019-05-01",TODAY(),"dailyAdj")Prices to Nov 6, 2026; holdings last checked Nov 6, 2026. Returns are in each fund's trading currency (GBP). Past performance doesn't predict future returns. For information only, not investment advice.
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VUSA vs VUAG: frequently asked questions
How much do VUSA and VUAG overlap?
100.0% by weight. They share 504 holdings, and that share of each fund is invested in exactly the same positions. That's very high, so holding both adds little diversification.
Is VUSA or VUAG cheaper?
They cost the same: both have an expense ratio of 0.07% a year.
Which has performed better, VUSA or VUAG?
Over the last 5 years, VUAG has. VUSA returned 11.0% and VUAG 11.1% a year on average, including reinvested dividends, as of Nov 6, 2026. Past returns don't predict future ones.
Which pays a higher dividend, VUSA or VUAG?
VUSA does. Over the last 12 months VUSA yielded 0.90%, paid quarterly, and VUAG 0.00%, paid quarterly.
Should I hold both VUSA and VUAG?
Holding both mostly doubles up on the same stocks, since 100% of each fund is in the same positions. Most investors pick one, often the cheaper one. This is general information, not advice.
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