QQQ vs VTI: which ETF is better?
Invesco QQQ Trust, Series 1 (QQQ) and Vanguard Morningstar Total Stock Market ETF (VTI) compared on fees, holdings overlap, dividend yield, returns and risk, using the latest data.
- QQQ and VTI have high overlap: 50% of each fund by weight sits in the same holdings.
- VTI is cheaper at 0.03% a year against 0.18% for QQQ, about $15 less in fees per $10,000 invested each year.
- Over the last 10 years, QQQ returned an average of 20.0% a year against 14.8% for VTI, with dividends reinvested.
- VTI is more diversified, with 3,469 holdings against 101 in QQQ.
- VTI pays more income, yielding 1.09% over the last 12 months against 0.47% for QQQ.
- Overlap by weight
- 49.9%
- Shared holdings
- 91
| QQQ | VTI | |
|---|---|---|
| Name | Invesco QQQ Trust, Series 1 | Vanguard Morningstar Total Stock Market ETF |
| Issuer | Invesco | Vanguard |
| Listed on | Nasdaq · USD | NYSE Arca · USD |
| Expense ratio | 0.18% | 0.03% |
| Assets (AUM) | $446B | $689B |
| Launched | Mar 10, 1999 | May 24, 2001 |
| Holdings | 101 | 3,469 |
| Dividend yield (12m) | 0.47% · quarterly | 1.09% · quarterly |
| Asset class | Equity | Large Cap Equity |
| Annualised return | QQQ | VTI |
|---|---|---|
| 1 year | +7.8% | +11.1% |
| 3 years | +21.8% | +20.4% |
| 5 years | +11.1% | +9.9% |
| 10 years | +20.0% | +14.8% |
| Volatility | 20.9% | 15.5% |
| Max drawdown | -35.1% | -35.0% |
Volatility is the annualised standard deviation of daily returns over 3 years. Max drawdown is the largest fall from a peak over the last 10 years, or since launch.
| Holding | QQQ | VTI |
|---|---|---|
| NVDANVIDIA Corp | 7.58% | 7.13% |
| AAPLApple Inc | 8.70% | 6.63% |
| MSFTMicrosoft Corp | 6.89% | 5.19% |
| AMZNAmazon.com Inc | 4.86% | 3.30% |
| GOOGLAlphabet Inc | 2.87% | 2.76% |
| AVGOBroadcom Inc | 2.40% | 2.28% |
| METAMeta Platforms Inc | 3.11% | 2.18% |
| GOOGAlphabet Inc | 2.70% | 2.18% |
| MUMicron Technology Inc | 3.54% | 1.64% |
| TSLATesla Inc | 3.13% | 1.36% |
Pull each fund's details, full price history and holdings into Google Sheets or Excel, so your comparison updates itself.
=SF("QQQ","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("QQQ","2016-10-01",TODAY(),"dailyAdj")=SF("VTI","etfInfo","expenseRatio&assetsUnderManagement&holdingsCount")=SF_TIMESERIES("VTI","2016-10-01",TODAY(),"dailyAdj")Prices to Nov 6, 2026; holdings last checked Nov 6, 2026. Returns are in each fund's trading currency (USD). Past performance doesn't predict future returns. For information only, not investment advice.
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QQQ vs VTI: frequently asked questions
How much do QQQ and VTI overlap?
49.9% by weight. They share 91 holdings, and that share of each fund is invested in exactly the same positions. They share a large core but each adds something the other doesn't.
Is QQQ or VTI cheaper?
VTI is cheaper. QQQ's expense ratio is 0.18% a year and VTI's is 0.03%, so on $10,000 you'd pay about $18 and $3 a year.
Which has performed better, QQQ or VTI?
Over the last 10 years, QQQ has. QQQ returned 20.0% and VTI 14.8% a year on average, including reinvested dividends, as of Nov 6, 2026. Past returns don't predict future ones.
Which pays a higher dividend, QQQ or VTI?
VTI does. Over the last 12 months QQQ yielded 0.47%, paid quarterly, and VTI 1.09%, paid quarterly.
Should I hold both QQQ and VTI?
They overlap by 50%, so holding both does spread your money more widely than either alone. Whether that suits you depends on the mix you want. This is general information, not advice.
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